TradelinesStore.com — A BCR Consulting Company
Life is much easier when you have good credit
Earn as a Cardholder

Turn eligible credit cards into a side-income opportunity.

If you have established credit cards with strong history, available authorized user slots, clean payment history, and low utilization, you may be able to earn by helping approved customers become authorized users.

Apply as a Cardholder Review Requirements
Verification Required Credit report, statement, ID, W-9, and agreement.
No Card Photos Never upload your physical card, CVV, or full card number.
Portal Access Customer AU details should be viewed in a secure portal.
Payment Timing Paid after customer confirmation or rule-based release.
Cardholder Requirements

Verification protects the marketplace.

Cardholders must verify identity, account ownership, account quality, and tax/payment information before any card can be approved for inventory.

01

Current Credit Report

Used to verify the account’s opening date, credit limit, payment history, reporting status, and overall account quality.

  • Must show the listed card
  • No late-payment history on the tradeline
  • Current limit and balance should be visible
  • PDF preferred when available
02

Current Card Statement

The statement helps prove account control and current ownership. Reasonable address differences can be reviewed case by case.

  • Name and issuer visible
  • Statement date visible
  • Credit limit visible if shown
  • Only last four digits visible
  • Transactions may be redacted
03

ID, W-9, and Agreement

Government ID, completed W-9, and signed cardholder agreement are required before payment eligibility.

  • Government-issued ID
  • Completed W-9
  • Signed cardholder agreement
  • Optional verification call if needed
What Not To Upload

Protect your private financial information.

TradelinesStore.com should never ask cardholders to provide full account numbers, card photos, CVV codes, online banking usernames, passwords, or security question answers.

Start Secure Cardholder Intake

Cardholder Safety Rules

Only provide the information needed for verification and authorized user placement.

Do not upload card photos No front or back images of your physical credit card.
Do not reveal CVV Never provide the security code from your card.
Do not provide full account number Only the last four digits should remain visible when needed for matching.
Do not share bank logins No usernames, passwords, one-time codes, or security answers.
Use secure intake only Do not send sensitive documents through ordinary email.
Cardholder Workflow

How earning works after approval.

Once approved, eligible cards can be listed in the marketplace. When a customer order is approved and paid, the cardholder receives secure portal instructions to add the authorized user.

Cardholder Process
Planned workflow for the full platform buildout.
Standard placement: two reporting cycles
Step Action Who Completes It Notes
1 Submit cardholder application Cardholder Secure intake placeholder in Phase 1.
2 Upload verification documents Cardholder Credit report, statement, ID, W-9, and agreement.
3 Admin approves eligible card Administrator Card may be listed with approved slots and pricing.
4 Add approved authorized user Cardholder Customer details should be viewed inside secure portal.
5 Confirm completion Cardholder Cardholder confirms AU was added.
6 Payment release Administrator After customer confirms posting, or 60 days after first initial statement date unless active issue exists.
Payment Timing

Cardholder compensation is tied to completion.

Cardholders are generally paid after the customer confirms the tradeline posted to their credit reports. If the customer fails to respond, payment may be released 60 days after the first initial statement date unless there is an active issue.

Final payment rules should be controlled by the signed cardholder agreement and admin order records.

Good Candidate Cards

  • Established account age
  • No late payments
  • Low utilization, ideally under 10% to 15%
  • Consistent monthly reporting
  • Available authorized user capacity
  • Cardholder willing to add and remove AUs on schedule

Have strong credit cards?

Apply to become a verified cardholder. Secure intake and document upload will be connected in the platform phase.

Apply as Cardholder Ask a Question